More info about my silly bank account
So hrm. More info about my silly bank account.. turns out the bank charged me on the 14th first, and then again the 18th, but we didn't receive either of those notices until Friday, the 21st. Then, on Saturday, we got another notice, dated the 19th, that I'm being charged another $5 to make it the current $15 total. But... when you think about it... what they probably did was give me the 3 days between the 14th and the 18th to pay it, and since I didn't, charged me again on the 19th. Or something. So, therefore... in all likelihood, I could go into my bank tomorrow, and discover that they charged on the 20th, 21st, and 22nd as well, since they left off with a somewhat daily theme. So, I'm now planning on taking out and depositing $40, just encase.
I'm also going in armed with the notices (and the envelopes, so they can see I received the first and second statement on the same day) and ask where in the contract that I signed did it say I was to be charged like this over an in-house fee... I didn't even bounce a check or use my debit card, it was them taking money out for a service fee. Despite that they have every right to do that, and every right to charge me if I don't have the money to pay it, the amount that they are charging me for it is ridiculous.
I'm probably stressing too much about it :ehh: I'll have plenty of time to lose my cool tomorrow when I go in there and try to straighten this out. It'll be the first time I've never tried to negotiate a bill... my father won't help, because unlike what I thought before, he still believes thoroughly that we should close the account. And now, with all these bills coming in, my father says that we should refuse to pay it. Personally, I think that might end up with me getting legally in trouble with them, which I don't want... it's just the leftover high my father has from refusing to pay a $15 bill to our insurance company. Insurance companies are very different than a bank... I don't think you can can't fuck around like that with them.
Watched more Sex and the City with my mom tonight, though we didn't finish a full CD, since she said it was keeping her up too late (7:30PM is too late for my mother...). We watched about 80% of it, and we stopped one episode short where all the shit hits the fan with Carrie and Adain and Big, the episode I've been prepping her for the whole time we've been watching. Or, I think it's one episode away. But it probably won't affect my mother the same way it did me (I cried when I saw it) cause I prefer Adain over Big... but my mother sort of hates them both
I wish I did more in my day so there'd be something interesting to write about :ehh: I'll have stuff to write about when Matt is here, but more than likely, I won't write a damn thing the first week of March. I'll be too busy actually doing stuff or I won't want to tare myself away from him only to spend it by myself writing. Then, once he is gone, I'll try to write a whole recap of the week, and I'll only get frustrated that I can't remember everything or whatever.
I've been wanting to make a photo journal type thing... maybe I can make and update that while he's here... but then he'd have to allow me to take and post pictures of him or us
Plus, I've been wanting to post "casual" pictures for my journal like I used to, but I feel like I can only have whole sessions of pictures so that it will match what I already have going in the photography section. Maybe I'll work on that...
I hate things like this
I had my cinnamon toast, and my dad didn't say a word to me about the account. I think it's moreso he's now mad at the bank for charging me $5 every 3 days like that (because we got another notice in the mail yesterday - they've charge me $15 now) and now he'll be on a little mission to contact them and play phone tag with them over it. I'm still going to go get money off my credit card and put it in the bank, and then pay him the $20 back later when I get it. I remember once when I was overdrawn by $4, they charged me $10, and that's it... it took me nearly a week to get the payment together, and they never charged me anymore for it. But now, my account has been basically inactive for at least 6 months, if not more, and they're charging me $5 every 3 days because they couldn't deduct their whole $3 service fee (they only got $2.04 of it, oh no!). It's really stupid, and I hope my dad contacts them about it. Maybe it's just their way of jump starting some activity in the account, or something.
But blah... I hate things like this
I hate when there are things to stress over doing. Doing nothing is so much more peaceful and healthy...
Being overcharged
I'm actually awake "early." Well, considering that I went to bed sometime around 7:30AM, and was able to get up with my alarm at 2:36, that's pretty good... though I am pretty sleepy now
hmrph.
In the background I can hear my parents talking / looking for my bank statements that I've been getting recently (cause my bank has decided to charge me $5 a week since my account has been under $0 [but only $.96 under]) because my father thinks he remembers something in the mail from the same bank saying that they wouldn't charge me like that unless I was more than $300 under. I remember that, too, but I thought it was something I had to pay to sign up for, and I chose not to, simply because "I would never be under $0." Though I'm not really sure about that... I have a horrible memory most of the time. I'd like to go get some food, but I know if I go out there my parents may try to talk to me about it, which I don't really want, cause that always has the potential of hearing my father whine if he gets frustrated or upset.
Guess I must like conflict... because I'm going to the kitchen anyway.
New layout instead of talking to him
So, this is the layout that I came up with. I still used all the same images from the hideous over complicated one I had first started, but I just used them in different ways. I did what I wanted instead of what would be trendy, which is good... I think this layout may be up for a while. I'm not totally utterly crazy about it, but it's very comfortable... so yay
Be sure to leave some comments or something, or check out the archives to see any of the stuff I wrote previously this week or whenever. Obvious stuff, but just encase there are some people who are confused..
So, hrm. I spent about 4 straight hours (or more? not sure) officially preparing and uploading this layout. Yikes
And I feel bad, because right before that I was watching Sex and the City with my mother (another CD down, only two mo thleft)... so I really haven't talked to Matt much today. Well, we did talk on the phone while I was making some dinner (fried shrimp - yum) but as soon as I finished eating and started opening editpad, I asked to get off the phone... I can't concentrate on the code and do much else
Usually if I take my mind off what I'm doing for too long I get lost in whatever it is that I was doing... it's like my thoughts are just one huge book with little text, and if I don't have full concentration on it, I lose my place. It just makes whatever I'm trying to do take longer... so I'd rather just go through it as quick as possible with no interruptions.
So hrm
Even right now, I'm writing this instead of talking to him. I'll just have pay that much more attention to him while he's here to pay him back for being so patient with me and my silly web page coding. He'll be here a week from now... which means this week I need to clean house. But it's all worth it for him to be here, with lots of cuddling and movie watching and eating at Long John Silvers.
First Greymatter entry
Just making my first post using Greymatter real quick, mainly for me to check to see if everything is working / looking right. So many templates to set, goodness...